While choosing the right type of Medicare Insurance plan is an important decision, there are many other things for seniors to consider. The policy you’ve chosen may cover almost all of your medical expenses leaving you with very little out-of-pocket cost. But Medicare doesn’t pay for Long-Term Skilled Nursing Care nor does it cover things like dental, vision, and hearing. Medicare doesn’t provide a death benefit to help cover funeral expenses and Social Security only provides a one-time payment of $255. That doesn’t go very far when the funeral home bills arrive.
As a licensed agent in Illinois for both Life and Health products, I can offer many other types of products to help “fill the gaps” in coverage you may have. This includes:
When we review your insurance needs, be sure to ask me about any of these products if you have questions about how they work or how they may benefit you. It’s important to make insurance decisions based on what you understand and not to buy policies you have no need for.
Planning ahead can provide peace of mind
Paying for nursing care in your home or at a facility
Coverage for things that are missing from Medicare
Helping pay for medical bills if your plan shares the cost with you
Insurance plans to help with the cost of your medications
Indexed annuities can provide security to your retirement savings while still providing the opportunity for growth
Purchasing groceries without a shopping list can mean forgetting things you need and buying things you don't. The same is true for insurance. The first step to making the insurance decision that is best for you is determine what your needs are and what policies you have that are working great already. The best way for me to you help you, is to start with a conversation about your unique situation. It all begins with a meeting.
I can meet in-person, via the phone, or even via video-conference with my laptop and your internet-connected computer, smartphone or tablet. Simply fill out the form below and I'll be in touch shortly to schedule a time to review your needs, answer your questions, and hopefully make this all seem easier to understand. Or if you prefer, you can call me directly at 309-696-7933.