When choosing how to get your Medicare Health plan coverage, it really comes down to two options. Both options are popular for different reasons and it's important to understand what they offer and how they differ before making the choice that best meets your needs. You can choose either a Medicare Supplement or a Medicare Advantage plan, but you cannot take both.
If you choose a Medicare Supplement plan, you may also choose to take a Part D plan to cover your prescription drugs.
In most cases, you cannot take a separate Part D plan if you choose a Medicare Advantage plan. If you need prescription drug coverage and wish to take a Medicare Advantage plan, be sure to choose one that includes the Part D benefit or a Private Fee-For Service (PFFS) plan without drug coverage that allows you to take a separate Part D.
Add a Medicare Supplement (also known as Medigap) policy and a Part D prescription drug plan to Original Medicare.
Things to Consider
* Plans in Minnesota, Wisconsin, and Massachusetts differ from the standardized plans
Take a Medicare Advantage (also known as Part C) plan that combines the Part A and Part B benefits offered by Original Medicare.
* Not all plans offer extra benefits and not all plans offer the same extra benefits. Be sure to review your plan benefits carefully and select the one that best meets your needs.
These plans are designed to fill in the gaps left by Medicare. Click below to learn more.
These plans are designed to reduce the cost of prescription drugs. Click below to learn more.
These plans combine your Medicare benefits with additional benefits at an affordable price. Click below to learn more.
That is the question I get asked most often, and it really comes down to your specific needs. When you meet with me, we'll discuss what is most important to you about your coverage to help determine which type of plan will be the best fit for you.
Once we've figured that out, I can help you compare different policy options from a variety of insurance companies and assist you with getting enrolled in the plan that will best meet your needs. When you're ready to take that step, simply call me at 309-696-7933 to set up an appointment or fill out the form below and I'll reach out to you.